Frequently Asked Questions

Can I apply online?

Yes. Use the secure financing application link to get started.

Can I trade in my vehicle?

Yes. Start with the trade-in page and the dealership will review your request.

Can I get approved with bad credit?

Vos Motors can review applications from customers with different credit profiles. Financing is subject to approval, and available terms depend on credit profile, vehicle, lender, and deal structure.

Can I finance after bankruptcy or a consumer proposal?

Bankruptcy or consumer proposal applications may be reviewed. Program availability varies and approval is not guaranteed.

Can self-employed customers apply?

Self-employed customers may apply with supporting income documentation. Additional documents may be requested by the lender.

What documents do I need to apply?

Common documents include identification, proof of income, proof of address, and trade-in or lien information when applicable. Additional lender-requested documents may be required

Do you finance motorcycles?

Motorcycle financing may be available on eligible units, subject to approval and lender program rules.

Do you finance ATVs or RVs?

ATV, powersports, or RV financing may be available on eligible units, subject to approval.

Do you accept trade-ins?

Trade-ins may be reviewed as part of the purchase or financing process. Vehicle condition, payoff, and market value can affect the appraisal.

Do you work with rebuilt-title vehicles?

Rebuilt-title acceptance depends on vehicle details, lender rules, insurance requirements, and deal structure. Contact the dealership before applying for a rebuilt-title vehicle.

Is there payment deferment?

Payment deferment options may be available on select approvals and programs. Availability and terms are subject to lender approval.

How far does the dealer deliver?

Contact the dealership to confirm delivery or pickup options for your location.

Is applying online secure?

Online applications should be submitted through the secure application flow. Do not send sensitive credit information through normal email or unsecured messages.